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Big changes from today, bank will charge for ATM transaction failure, less cashback will be available in credit cards, KYC is necessary for investment

by Ananya Dewan
May 1, 2023
in Entertainment
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Big changes from today, bank will charge for ATM transaction failure, less cashback will be available in credit cards, KYC is necessary for investment
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The Fact India: From today (May 1), bank will charge for ATM transaction failure. KYC has now been made mandatory for investing in mutual funds. Credit card rules have also been changed. At the same time, now Tata vehicles will become expensive. Let’s take a look at the five changes from today.

Punjab National Bank changed the rules of ATM transaction
Punjab National Bank has changed the ATM transaction. While withdrawing money from the ATM, if the transaction fails due to insufficient balance in your account, then you will have to pay a charge for it. The bank will charge Rs 10 plus GST as a charge.

State Bank of India changed the rules of its credit cards
State Bank of India (SBI) will now offer a maximum cashback of Rs 5,000 in a month/billing cycle across all categories on its credit cards. Earlier, a maximum cashback of Rs 10,000 was available in the shopping category. At the same time, one percent cashback was available in some categories. Apart from this, the facility of complimentary airport lounge access will no longer be available. Earlier, the cardholder was given four free lounge visits at domestic airports every year.

KYC mandatory for investing in mutual funds
Market regulatory body SEBI asked mutual fund companies to ensure that investors use the same e-wallet to invest in mutual funds, whose KYC is complete. That is, now investors can invest only through e-wallets with KYC. For KYC, you have to provide your PAN number, mobile number and bank details. With all these details a form has to be filled for KYC.

Tata vehicles will become expensive
Tata Motors has increased the prices of its Passenger Vehicles (PV). The company has increased the prices of all its variants and models by an average of 0.6 percent. This is the second time in 2023 that Tata Motors has increased prices. Earlier, due to rising input cost, the price of vehicles was increased by 1.2 percent in January.

There was no change in the prices of petrol-diesel and gas cylinders.
Today there has been no change in the prices of gas cylinders and petrol and diesel. Petrol in Delhi costs Rs 96.72, while diesel is being sold at Rs 89.62 per litre. At the same time, the price of domestic gas cylinder (14.2 kg) remains at Rs 1,103.

Big changes from today, bank will charge for ATM transaction failure, less cashback will be available in credit cards, KYC is necessary for investment


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