Hindi NewsBusinessSmriti Irani MSSC Scheme Details; Mahila Samman Savings Certificate Interest Rate
New Delhi2 days ago
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Women and Child Development and Minority Affairs Minister Smriti Irani has opened an account in the ‘Mahila Samman Savings Certificate’ (MSSC) scheme. Smriti Irani has opened this account in the main post office (post office) of Sansad Marg in New Delhi.
This is a special scheme for women. 7.5% annual interest is being given in this. A minimum investment of Rs 1000 to a maximum of Rs 2 lakh can be made in this. In this one has to invest for 2 years. Here we are telling you the important things related to this scheme.
Can withdraw money even before 2 years
In special circumstances, this account can be closed before 2 years, but only after 6 months. However, by doing this, instead of 7.5%, only 5.5% interest will be given. This interest will be given on the principal amount. Apart from this, you can withdraw 40% amount after 1 year.
You can also invest in the name of a girl child.
Under this scheme, women can open accounts for themselves. Apart from this, parents (guardians) can also invest in ‘Women’s Honor Savings Certificate’ in the name of their daughter (minor). That is, it can be invested in the name of a minor girl as well.
Where and how can I open an account in this?
You can open MSSC account in any post office and authorized banks. To open an account, you need to submit the KYC documents along with its form.
Is it right to invest in it?
In this, 7.5% interest is being given, which is higher than that of fixed deposits. The country’s largest bank SBI is currently paying 7% interest on FDs of 2 years. Whereas Punjab National Bank is offering 6.75% interest. Click here for more information related to the scheme
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