If you drive the car carefully, drive less and at the same time follow all the rules properly, then you will have to pay less money to get car insurance. On the other hand, if your attitude on the road is not good then you will have to pay a higher premium.
Yes, IRDA has made some changes in the rules of motor insurance, due to which the drivers will get exemption in getting the vehicle insured.
Your vehicle insurance premium will depend on your draw saving skills after the changes in the rules come into force. Apart from this, if you have more than one vehicle in your house, then you can get all your vehicles covered in one insurance. Now whether it is a motorcycle or any other two-wheeler or a car