Sukanya Samriddhi Yojana: There is important and good news for common people. If you are worrying about your daughter’s education and expenses related to her marriage, then you do not have to worry for this now. You can also get rid of this worry by saving just 8 to 10 rupees every day and give a bright future to your daughter. Actually Sukanya Samriddhi Yojana is such a government scheme, where you can get a hefty amount by investing very little money. And you can only secure the future of your beloved.
Through Sukanya Samriddhi Yojana (SSY), you can secure the future of your daughters. In this scheme, only one parent or guardian can open an account in the name of the daughter. Under Sukanya Samriddhi Yojana, you can open this account in any authorized branch of any post office or commercial branch.
To open an account under this scheme, you will have to submit the birth certificate of your daughter in the post office or bank along with the form. Apart from this, the identity card (PAN card, ration card, driving license, passport) of the child and the parents and the proof of where they are living (passport, ration card, electricity bill, telephone bill, water bill) will have to be submitted.
Under this scheme, you can deposit a minimum amount of Rs 250 and a maximum amount of Rs 1.5 lakh. By opening this account, you get a lot of relief from your daughter’s education and further expenses. In this, only one account can be opened in the name of one daughter. If there are two daughters, then separate accounts will have to be opened in the name of both.
Let us tell you that like this scheme, at present, interest is being given at the rate of 7.6 percent. Income tax exemption is also available on this. If you invest Rs 3000 every month under this scheme i.e. Rs 36000 per annum, then after 14 years at 7.6 per cent annual compounding, you will get Rs 9,11,574. On 21 years ie maturity, this amount will be around Rs 15,22,221.
first published:June 27, 2022, 11:03 a.m.
